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Additionally, your age and income have a direct bearing on your life insurance needs. Compare life insurance quotes from various insurers. If you would like for us to explore other carriers, please ask. Exams are conducted by a licensed paramedical or medical doctor and generally require a blood and urine specimen, blood pressure readings, height and weight measurement, and a series of questions regarding your medical history. Generally, the younger you are, the more insurance you need to replace a loss of lifetime income for your beneficiary. Life insurance can be used: Homemakers need coverage for at least as long as their dependents children, invalids, etc.

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